Zanzibar President Defends New Tourist Insurance Requirement

Zanzibar’s President Hussein Mwinyi has defended the recently introduced mandatory insurance cover for tourists visiting the archipelago.

He emphasized that the policy is essential to mitigate the high costs the government incurs when tourists become ill or are involved in accidents.Starting October 1, 2024, all foreign visitors to Zanzibar are required to purchase inbound travel insurance from the Zanzibar Insurance Corporation. The coverage, which is valid for stays of up to 92 days, costs $44 in addition to the Tanzanian e-Visa fee. This move has sparked criticism from tour operators and opposition politicians, who argue that the added expense may deter tourists, especially since many already have travel insurance from their home countries.

During a meeting at the Zanzibar State House with Italy’s new ambassador to Tanzania on September 26, 2024, Dr. Mwinyi clarified that the new insurance policy is intended to benefit both the tourists and the government. “The introduction of travel insurance for tourists is aimed at strengthening the tourism sector and creating a safer, more visitor-friendly environment while reducing the financial burden on the government, which has been covering expenses for tourists who fall ill or experience accidents,” he stated.

Dr. Mwinyi noted that the government has previously shouldered significant costs for medical emergencies involving tourists. This includes expenses for those who become critically ill, are involved in accidents, or even pass away while visiting Zanzibar. “The government has been shouldering significant costs for tourists who fall ill, get into accidents, or even pass away while visiting. The introduction of this insurance will ease that burden,” he added.

Despite the opposition, the Zanzibar government believes that the policy will enhance the overall safety and experience of tourists visiting the islands. It also aims to ensure that tourists have adequate coverage during their stay, thereby reducing the risks associated with unexpected health issues or accidents.

The policy comes as Zanzibar continues to recover from the economic impact of the COVID-19 pandemic, with tourism being a vital component of the region’s economy. The new insurance requirement is part of broader efforts by the government to revive and sustain the tourism sector while ensuring the safety and well-being of visitors.

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Tour operators have expressed concerns that the additional cost might dissuade potential tourists, especially those traveling on a budget or visiting for short durations. However, the government argues that the benefits of the insurance policy outweigh the drawbacks, as it provides a safeguard for both tourists and the government against unforeseen circumstances.

The mandatory insurance policy reflects a growing trend in the global tourism industry, where destinations are increasingly requiring visitors to have travel insurance to cover potential health and safety risks. As Zanzibar continues to position itself as a premier tourist destination in East Africa, the government is hopeful that the new policy will contribute to a more sustainable and resilient tourism sector.